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As a Frisco mortgage broker, we have access to the
rates and home loan programs of nearly thirty of the
Nation’s leading investors. Unlike many local banks,
AAXA has the freedom to shop your scenario to multiple
lenders so that we can find you not only a great deal,
but also the proper home loan program to meet your financing
goals. We specialize in providing access to great mortgage
rates for clients with solid credit. We also have access
to programs that require little to no money down such
as FHA loans and VA loans. Give AAXA’s Frisco branch
a call today to discuss our lenders’ great mortgage
rates and Frisco mortgage programs - 877-728-3569.
Types of Frisco home loan transactions we handle:
- Home Purchase Financing
- Mortgage Refinance Transactions
- Second Mortgages
Types of Frisco Mortgage Programs Available:
Conventional Fixed Rate Mortgages
Ideal for clients who are planning on being in their homes for more that 5-7 years. Provide the security of a fixed rate for a predefined number or years (typically 10, 15, 20, or 30 years)
Adjustable Rate Mortgages
Depending upon the current state of the market, adjustable rate mortgages (ARMs) may offer a great financing solution for those who plan on being in their home for less than 7 years. Adjustable rate mortgages do carry a higher degree of risk but the lower introductory rate and potential savings may make an ARM worthwhile depending upon your scenario. Be sure to ask your Frisco Mortgage Advisor if an adjustable rate mortgage may be right for you.
Interest Only Loans
Interest only loans may be a good choice for people in areas of high real estate appreciation and for those who are not planning on being their properties for an extended period of time. Just like adjustable rate mortgages, interest only loans carry a higher degree of risk because the principal balance does not go down unless additional payments are made. Your Frisco mortgage professional can help you weigh the pros and cons of these programs.
Jumbo Loans
Jumbo mortgage programs are geared for customers looking to borrow funds greater than what is allowed by Fannie Mae’s and Freddie Mac’s conforming loan limits. In most areas of the Country, that limit is above $417,000. This loan limit can vary by zip code in areas where housing prices are well above average. Be sure to speak with one of AAXA’s Frisco mortgage professionals to see what types of jumbo mortgage solutions our lenders’ offer. AAXA has access to some of the best jumbo mortgage rates and the Country.
Home Equity Loans
If you are considering consolidating debt or are looking to pull some of the equity out of your home to pay for renovations, educational expenses, or any of reason, then a home equity loan may be the solution you are searching for. Give us a call today for more information.
Low Money Down – Frisco, TX Home Loan Programs:
VA Loans
If you are a military veteran or are currently serving in the Armed Forces, then be sure to ask us about our lenders’ VA loan programs. VA loans are one of the only 100% mortgage financing options available.
FHA Loans
Backed by the Federal Housing Administration, FHA loans are designed to help homebuyers purchase property with little money down (typically 3%-3.5%). FHA loans can be a good solution for those people who have had credit issues in the past.
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